Our debt settlement calculator tool can be used to estimate the time it may take to pay off your debt in your current situation. The calculations are only estimates and Effective Legal Debt Solutions is not responsible for the accuracy of the information provided by this tool.
To receive an accurate Debt Relief Analysis for settling your debt, please call or fill out a request form and start your debt free future today.
Questions? Contact Effective Legal Debt Solutions at 866-265-8002 or click here to contact us and request a free debt analysis in just minutes.
Debt Analysis Calculator
Types of Debts Eligible for Settlement
Credit cards and medical bills are ideal for the debt settlement process because if the cardholder files for bankruptcy, the card company or medical facility could get nothing. The Federal Reserve Board says that 7.1% of credit card debt was 90 days past due in Q4 of 2016. The Fed categorizes that debt as “seriously delinquent,” which makes it eligible for debt settlement. About 26% of U.S. adults had trouble paying medical bills in 2016, which also are eligible for debt settlement. Use debt settlement calculator to to see how much you could save by settling ore consolidating your debt