dangers of debt that are ongoing

The Dangers of Ongoing Debt

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Sep 13
Many of us have been there. Drowning in debt that does not go away. You keep making your payments but it overwhelms you. In those moments, it can be hard to see the light at the end of the tunnel or a time when you are not in debt. It might seem impossible to pay it off. That is not true. Using debt solutions is the best way to prevent any damage from the long-term
when you need debt negotiation

What is the Difference Between Debt Negotiation and Credit Counseling?

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Aug 20
Americans’ collective debt hit an all-time high in 2017. According to the Federal Reserve Bank of New York, Americans’ debt now totals $13 trillion. That is $280 billion more than the record that was set during the 2008 financial crisis. If Americans want to shake off this debt, they are going to have to start looking into debt relief solutions. Two such solutions are debt negotiation and credit counseling. What is the difference between these
credit card debt on the rise

The Scary Connection Between the Rise of Online Shopping and Credit Card Debt

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Aug 06
With the rise in one-click ordering on various sites, like Amazon and eBay, more and more Americans have found themselves lured into an online purchase. If you have not heard of one-click shopping, it is the term for the service where your credit card and shipping information is stored on an account page so that you can order something to your front door without having to fill anything out. One-click purchasing is making it a
questions about debt settlement

7 Common Questions About Debt Settlement

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Jul 26
For those living with a large amount of debt, the options may feel very limited and bankruptcy might appear to be the only option. Before you pull the trigger on bankruptcy, you need to be aware that you do have other choices available. One of those is debt settlement. Many individuals wonder how it works and if it is the right option for them. Here are 7 common questions (and answers) about how to address
how to pay off debt fast

5 Effective Tips to Help You Pay Off Debt Fast

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Jul 09
Are you dealing with a large amount of debt in your life? If you are, then you might feel like you are never going to pay off what you owe and will be encumbered by it forever. The good news is there are ways to pay off debt fast. Follow these five simple tips to get started. 1. Stop Making the Minimum Payments If you’ve ever paid attention to your credit card bill, then you’ve
how to go about negotiating credit card debt

5 Myths About Negotiating Credit Card Debt

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Jun 25
The average American household owes about $16,000 in credit cards, so it’s no surprise if you have credit card debt you want to get it settled. However, when it comes to negotiating credit card debt, people can be led astray by false information or preconceived myths that ultimately hurt them more in the long run. To help you avoid making mistakes from bad information, here is a list of five myths about credit card debt
getting rid of medical debt for good

Top Tips for Getting Rid of Medical Debt

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Jun 11
Did you know 25 percent of America’s adult population cannot afford to pay their medical bills? When someone is unable to pay their medical bills on time, those bills are often sent to collections, resulting in lower credit scores and legal complications that impact you for years to come. Medical bills and debt can make you worry more when you should be focusing on your health. Limit your stress by learning a few tips for
get started with debt settlement

Get Started Eliminating Your Debt Today

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May 24
Is your debt out of control? You’re not alone. The average credit card debt for households in 2017 was nearly $17,000! If you’re like many who have found themselves overwhelmed by what they owe, you most likely don’t have a plan to conquer your long-standing debt. The thought of dealing with creditors and negotiating a feasible repayment plan is stressful. So stressful that you’re paralyzed by fear and procrastination. The fact of the matter is
credit card debt during a divorce

5 Ways to Address Credit Card Debt During Your Divorce

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May 16
While many possessions and issues can be addressed during the divorce process, credit card debt is typically not easily dealt with by the parties involved. If your former spouse does not follow through on making their agreed upon payment, you may find yourself responsible for paying it regardless of what your divorce agreement stipulates. Joint credit cards can be a source of headache for you and your former spouse since either individual can run up
statute of limitations for debts in Florida

What You Need to Know About Statute of Limitations for Debts in Florida

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May 07
Throughout the United States, the statute of limitations laws limits the amount of time one has to collect a debt from a consumer. This is a timeframe determining the length of time that a creditor can take legal action. For a creditor, knowing how long they have to use the court system to force you to pay a debt can make them aggressively pursue outstanding debts. The court does not track that statute of limitations.